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Peace-of-mind.
US-Style
It's simple. You want dependable protection, without costly surprises. Compare "US-style."
"US-Style" Defined
Here we define "US-Style" International Insurance as meeting the following 4 criteria:
1. US Dollar Denominated: All rates and benefits are quoted in ($)US dollars.
2. US Administered: The plan is administered from within the USA.
3. US Terminology: The wording is similar to the wording in US domestic insurance policies.
4. Legal In Your State: If you are a US-citizen abroad, or a visitor to the USA, the insurer is registered to legally conduct insurance business in your State.
Four Benefits Of "US-Style"
We believe US-style international insurance is the best choice for most. Here's why.
1. Convenience: The ($)US dollar is "spoken" and accepted worldwide.
2. Communication: Communication to and from the USA (via postal mail, telephone, e-mail, etc.) is among the most reliable in the world.
3. Cost Efficient: For both US citizens and non-US citizens, US-style companies offer some of the most dependable and cost-efficient health insurance plans in the world.
4. Legal In Your State: In the event of a dispute regarding a medical insurance claim, your State Insurance Commission may be of assistance, if your insurance company is legally registered (either "admitted" or "approved") to offer insurance in that State.
*This feature could prove to be one of the most important benefits of "US-style."
"Admitted" - The insurance company is fully regulated under your State's life and health insurance laws.
"Approved" - The insurance company operates under "surplus lines" insurance laws and is not fully regulated. However, if a State obtains credible evidence of unsatisfactory claims practices or unsatisfactory financial condition, then the State may revoke the certificate of authority under which the insurance company legally operates. Such action could influence or encourage similar action in other US States and even in some foreign countries. (The exact terminology used here may differ from state to state.)
Note: In our experience, in the event of a medical insurance claim, you are more likely to wind up in a claim's dispute with a non-registered insurance company.
An Extra Level Of Service, No Extra Cost
As an independent insurance broker located within the USA, we work for you. Should the need ever arise, we are better able to provide you with meaningful assistance when dealing with a "US-style" insurance company legally registered in your State.
You pay nothing extra when you buy your international insurance here (see guarantees). We have no added fees or charges whatsoever (as some others may), so we can guarantee you that will never find a lower rate for the exact same insurance plan.
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This is the best place for international insurance.
Plans & Rates
"US-Style" International health & travel insurance plans for almost all needs.Buy Smart
Help in finding the best choice for your exact situation, needs and budget.Guarantees
You enjoy 4 important guarantees, rarely found together elsewhere.Value-Added
Get the most from your insurance, and more.U.S.-Style Plans. Online Quotes. Superior Plan Comparisons.
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