Better Business Bureau Member offering worldwide medical insurance and travel health insurance.

GLOBAL MEDICAL SECURITY

Visa card for international visitors, US visitors, US immigrants, expatriates, missionaries and more. MasterCard for international travel, expatriates, US immigrants, missions and more.

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 Here is a unique temporary health insurance plan with a purpose. 

Inbound USA

Inbound USA is designed as a practical, low-cost option for older visitors to the USA. In addition, US visitors of any age may find Inbound USA to be attractive due to its favorable definition of "pre-existing condition."

Inbound USA meets US Visa requirements and there is no maximum age limit. Because of its unique structure, it is important that you read and fully understand the program.

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Here are 3 important ways in which the Inbound USA plan differs from our other category of temporary plans for US visitors

1. Inbound USA is a Schedule of Benefits plan. There are established and defined maximum benefits for various medical treatments, such as hospital room and board, doctor visits, etc.

2. Inbound USA is often a more practical and lower-cost plan for older ages. This plan is especially affordable for ages 60 and above. There is no maximum age limit for coverage.

3. Inbound USA has a more favorable definition of "pre-existing condition" when compared to most other temporary health insurance plans. The "look-back period" for defining "pre-existing condition" is only 6 months (12 months for age 70 and above) on Inbound USA, compared to 2 or 3 years on most other temporary plans (see brochure for details).

*Important: In most cases, the maximum insurance benefit under Inbound USA is less than what is considered to be "usual, reasonable and customary" within the USA. Therefore, in the event of an insurance claim, the insured person could (likely) be responsible for a portion of the treatment charges, even after the per-incident deductible.

However; Inbound USA might be (1) the only practical way for an older US visitor to obtain travel medical coverage and/or (2) the only way for a person to obtain true medical coverage that might otherwise be excluded as a "pre-existing condition."

You may purchase Inbound USA on-line (opens in a new Window). Upon completion of your purchase, you will see a temporary on-line ID (please print). You are also sent a confirmation e-mail. Within 2 business days, your actual insurance policy and ID card are mailed to the "correspondence address" that you provided on the application.

Tip: On the application, your "correspondence address" may differ from your "home address." Should you wish, you may elect to use the address of a friend or relative living in the USA as your correspondence address. Then your policy and ID card would be mailed to the USA address.

Important: Temporary international health insurance plans are for sudden and unexpected injury or illness while traveling away from your home country on a temporary basis. This insurance is not intended as a substitute for annual-renewable or "permanent" major medical health insurance.

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