If you're serious about finding the right plan, start with these 2 important facts.
(1) When comparing plans, you will find that the benefits and rates tend to be similar.
(2) The truly significant differences are not in the benefits and rates, but rather in the plan definitions, exclusions, and conditions by which your insurance benefits are actually paid . . . or not paid!

Choosing the Right Coverage

First question: Do you need Temporary, Annual-Renewable, or Group Mission insurance? (Groups require at least 3 to 5 members, depending on the situation.) Next, we recommend that you review plan comparisons in Buy Smart. 

Because missionaries often have unique needs (such as home country furloughs, budget constraints, etc.), we invite you to contact us directly before you purchase. As a specialist (about us), we are able to add value by working directly with our missionary insurance clients. By telephone or e-mail, we can help you understand and compare. If you are a sponsoring church or institution, then you have a fiduciary obligation, with which we are familiar and can assist.

Email Us for preliminary information. Please include a brief description - how many, approximate ages, length of time, and when you plan to depart. (Optionally, a contact telephone number and some suggested "best times" to call you will help speed things up.) Thank you.  

Questions? Call us US toll-free 1-888-227-9449 or e-mail: mail@GlobalmedicalSecurity.com 
Our scope is global. All inquiries are personally answered within 24 hours.

     

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For health benefit packages for employer groups with 5 or more employees living and working abroad, we offer a quality selection and professional insight.

For US-based employers with over 50 employees total, we can insure as few as 2 employees working abroad. (CIGNA "MET" for 2 to 9 employees of larger groups.) 

We work with a number of group health insurance companies (Lloyd's, AIG, and others), so we can prove you with the best choices for your company's needs and budget. All plans are administered from within the USA and provide familiar, US-style group health benefits.

Tell us about your needs.
Call us US toll-free 1-888-227-9449 or e-mail: mail@GlobalmedicalSecurity.com 

   

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Customized Travel Program for Group Travel
(Minimum Premium- $1000 for one or all trips during plan year.)

For travel tours, church groups, school groups, overseas business conferences, or any travel group with 5 or more people, we will help you develop a customized travel insurance program that best meets your group's specific needs and budget. 

For flexibility in meeting your needs, we work with a variety of insurance carriers and administrators. Customized programs normally require a minimum premium of $1000.

For all travel groups concerned about dependability:
1.  We'll only show you U.S.-administered programs.
2.  Members enjoy 24 hour access to professional worldwide service.
3.  Your medical claims are paid based on "reasonable and customary" charges.
These features can be especially important to group organizers. See Buy Smart for why these features may be important to your group.

 Click Here  for a group Quote Request Form (opens in a new Window).

Questions? Call us US toll-free 1-888-227-9449
or e-mail: mail@GlobalmedicalSecurity.com 

   

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There are several health insurance plans on the market today which are designed especially for international students. While these plans may reimburse a portion of a doctor's office visit (after time and effort of claims process), many contain low overall coverage limits.

Remember, insurance is for the big expenses, to protect you from large losses. This is true for students as well.

The best type of health insurance for an international student depends in large part on what health insurance options the student will have when he or she returns to their Home Country. 

For US Citizens studying abroad:

Upon return to the USA, if there is guaranteed access to health insurance (such as through a parent's group insurance plan), then a health insurance plan in (category #1) Temporary should suffice.

The "best" plan will depend on the length of study abroad and the location of the school. Check out Buy Smart for some ideas.

If the student will be studying abroad for a year or longer, and has no guaranteed health insurance available upon return to the USA, then a (category #4) Annual-Renewable international health plan should be considered for maximum protection.

For Non-US Citizens studying in the USA, who remain eligible for care from their Home Country's health care system:

If there is guaranteed access to a Home Country health care system, then a health insurance plan in (category #2) Temporary for US Visitors should suffice.

The type of plan will depend on the length of study abroad and the location of the school. Check out Buy Smart for some ideas.

Questions? Call us US toll-free 1-888-227-9449
or e-mail: mail@GlobalmedicalSecurity.com 

   

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